The average American will experience at least four car accidents in their lifetime, according to Forbes. Thankfully, the probability of severely injuring yourself or others is low; however, costly repairs are an unfortunate reality in several cases. Regardless, it’s essential to contact the authorities after a car wreck.
Discover why it’s crucial to report a car accident to the police.
What Does the Law Say?
In most states, you’re required by law to contact the police and file a report after a collision. Even if your state doesn’t require submitting a police report, we recommend you do so regardless of damages. Moreover, your insurance policy may also require you to contact the police within a specific timeframe.
Read on to learn about why it’s in your best interest to file a police report.
What’s the Issue With Not Filing a Police Report?
Some people make the mistake of not filing a police report because their damages aren’t severe. Perhaps both parties believe that involving the police will only prolong the recovery process. Here are a few reasons why you should file a police report:
- Car accident injuries may take weeks to show up. If you plan on seeking compensation for medical bills, you will need to have a police report on file for proof.
- You may have a different recollection of the situation months later. A police report will shine a light on the truth if the other party files a claim or lawsuit against you.
- Your insurance company will need a police report to verify you were driving responsibly when the accident occurred. Without one, your insurance rates can skyrocket.
What Can I Do If I Don’t Have a Police Report?
If you don’t have a police report, you can still file a claim; however, it will be more difficult for your insurance company to prove your case without one. Fortunately, you can work with the following:
Third-party witness statements: These are statements you can collect from eyewitnesses who were present at the site of the accident. They can help clear up confusion and disagreements between you and the other party.
Footage from surveillance cameras: Perhaps your car accident was caught on video by security, traffic, or personal dash cameras. Using video footage can backup witness statements, and they’re an unbiased, concrete source of proof.
Accident scene recreation: Depending on the severity of the accident and what stage of your lawsuit you’re in, a judge may order you to attain an accident scene recreation drawing, which is a visual recreation or sketch of an accident. Typically, they depict the accident, surrounding area, vehicles, and people involved.
Flickinger Sutterfield & Boulton Can Help
If you were recently involved in a car accident and didn’t file a police report, you will need to work with an experienced personal injury attorney. At Flickinger Sutterfield & Boulton, we understand car accidents can cause significant physical injury or property damage, so we’re here to help you attain the compensation you deserve. Schedule a free case evaluation today.