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Will My Insurance Premium Go Up Even if I'm Not at Fault?

Will My Insurance Premium Go Up Even if I’m Not at Fault?

A previous car crash can impact your automobile insurance premium, so it is important to know whether your rates will go up after a no-fault accident. Auto accidents stir up a myriad of thoughts and emotions. Pain, anger, and sadness can afflict you all at once, and the thought of what to do next can be overwhelming. This is especially true when considering how the accident might affect your insurance coverage. To help you be prepared in the event of a vehicle collision, let’s take a closer look at how insurance premiums are affected. Report the Accident Every

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Do Car Accidents Get Reported to the DMV?

Do Car Accidents Get Reported to the DMV?

Even for the experienced driver, car accidents can happen at any moment, so it’s essential to understand how to file an accident report. Crashes and their aftermath can be very stressful, but knowing what to do afterward can help you stay calm. Part of this process involves knowing who to talk to and when. Here are some answers to common questions you might have about vehicle accident reports. When Must Car Accidents Be Reported? Every state requires a car accident report to be filed based on certain criteria. This usually depends on the amount of property damage and

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I Experienced a Seizure After My Car Accident. What Can I Do?

I Experienced a Seizure After My Car Accident. What Can I Do?

Experiencing seizures after a car accident is quite worrisome, so there are steps to take to ensure that you receive reparation for your injuries. A seizure is a burst of abnormal electrical activity in the brain that can result from a substantial amount of head trauma. If you experienced a head injury after a car accident, it’s important to understand the warning signs of epilepsy and the steps you should take to receive compensation. Keep reading to learn more. Epilepsy After a Head Injury A car accident alone will not cause epilepsy, but if it results in any

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Is Riding a Motorcycle More Dangerous than Driving a Car?

Is Riding a Motorcycle More Dangerous than Driving a Car?

Riding a motorcycle is fun and exhilarating, but motorcycle accidents are inherently more dangerous than car accidents for drivers and occupants. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists were about 29 times more likely than passenger vehicle occupants to die in a motor vehicle crash in 2019 and were four times more likely to be injured. Safe motorcycling is very attainable, but it takes coordination, practice, balance, and good judgment. Here’s how car and motorcycle accidents compare and how you can stay safe on the road. National Accident Rates The NHTSA estimates that nearly 13

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What Should You NOT Say to the Insurance Company After an Accident?

What Should You NOT Say to the Insurance Company After an Accident?

Contacting your insurance company is one of the first things you should do after an accident, but it’s essential to know what you should and shouldn’t say. Insurance companies won’t always try to maximize your payout in the event of a car accident. To protect your claim, keep in mind the following phrases to avoid saying to your agent. “The accident was my fault.” Never admit fault when talking to your insurer, the other driver, or law enforcement, as these statements can be used against you. When tasked with describing the accident, do so without adding personal opinions

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Car Accidents: How Do They Usually Happen in Utah?

Auto Accidents: How Do They Usually Happen in Utah?

Auto accidents come in various forms and are a leading cause of injury-related death for Utahns, but fortunately, they are often preventable. According to the Utah Department of Health, a crash occurs in Utah every eight minutes. Additionally, a person is injured in a wreck every 20 minutes, and a person dies every 33 hours. Motor vehicle crashes of all degrees take a terrible toll on Utah families. Today, we’re sharing three of the most common types of accidents that occur on Utah roads and how you can prevent them. Rear-End Impacts Rear-endings are among the most common

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Learn-the-Most-Popular-Myths-About-Auto-Accidents-and-Personal-Injury-Claims

Learn the Most Popular Myths About Auto Accidents and Personal Injury Claims

The many misconceptions and myths surrounding personal injury claims can often keep people from seeking the compensation they deserve. Car accidents can result in thousands of dollars in medical bills, property damages, lost wages, and more. If you have been involved in an auto accident, you might be unsure whether a lawsuit is the right course of action. Keep reading to get the facts about personal injury claims so that you can pursue a claim with confidence. I Don’t Need to Hire a Lawyer If I Have Insurance Although insurance companies work to help you receive compensation after

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What Happens If I Was Involved in a Rideshare Driver Accident?

What Happens If I Was Involved in a Rideshare Accident?

Since rideshare drivers share the road with hundreds of other cars each day, the risk of being involved in a rideshare accident is conceivable. As a passenger, it is essential to understand your rights if you fall victim to an accident caused by your rideshare driver. Continue reading to learn how you should navigate this process to receive the rightful compensation you deserve. What Is a Rideshare Company? Rideshare platforms operate as a dispatcher of sorts connecting riders and drivers via websites and mobile apps. These companies provide driver-for-hire services to customers through freelance drivers who use their

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Car Accident Settlements: How Do They Work?

Car Accident Settlements: How Do They Work?

The aftermath of a traffic collision can be quite frightening and stressful, but understanding how car accident settlements work can help. There are steps you can take to help your accident settlement work out in your favor. Continue reading to learn more about these steps so that you will have a better chance of acquiring a satisfactory settlement. The Scene of an Accident If you are injured in an accident that is not your fault, the work begins even before the dust settles at the scene. If possible, you should do the following: Take pictures of the vehicle

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How Do I Look Up an Accident Report?

How Do I Look Up an Accident Report?

The average person will experience about four accidents throughout their lifetime, so it’s a good idea to understand how an accident report works. Accidents, no matter how serious, are hectic and confusing. An accident report helps to clarify the details of the crash so that you can receive fair compensation. We’re sharing all the information you need to know about these reports to help ease the stress of your next collision. Why an Accident Report Matters After a traffic accident, a police report is essential as it serves as a standardized method of communication to all concerned parties.

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Dram Shop Laws: Restaurant Owners May Be Held Liable for Drunk Driving Accidents

Dram Shop Laws: Restaurant Owners May Be Held Liable for Drunk Driving Accidents

Have you ever wondered what dram shop laws are? Suppose you or a loved one have been the victim of a drinking and driving accident. In that case, compensation may be an option if the driver had been over-served alcohol at a bar, restaurant, or another establishment that serves alcohol. Keep reading to learn more about dram shop lawsuits, the law in Utah, and what can be done. What Are Dram Shop Laws? According to Investopedia, dram shop laws are defined as laws that “hold a business liable for serving or selling alcohol to minors or intoxicated persons who

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