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Do I Need to Call My Insurance Company if the Car Accident Wasn't My Fault?

Do I Need to Call My Insurance Company if the Car Accident Wasn’t My Fault?

Getting into a car accident is a horrible, often traumatic, experience. You don’t plan for it, but there’s a lot to do once it’s happened.  You’ll need to call the police and request a copy of the report they fill out. You’ll exchange driver’s license and insurance information with the other driver(s) involved in the crash. You’ll need to seek medical attention to assess whether you have injuries. It’s a lot to handle right after a traumatic experience. But after all that is over, there’s still more to do. What you need to do depends on whose fault

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Will My Insurance Premium Go Up Even if I'm Not at Fault?

Will My Insurance Premium Go Up Even if I’m Not at Fault?

A previous car crash can impact your automobile insurance premium, so it is important to know whether your rates will go up after a no-fault accident. Auto accidents stir up a myriad of thoughts and emotions. Pain, anger, and sadness can afflict you all at once, and the thought of what to do next can be overwhelming. This is especially true when considering how the accident might affect your insurance coverage. To help you be prepared in the event of a vehicle collision, let’s take a closer look at how insurance premiums are affected. Report the Accident Every

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What Should You NOT Say to the Insurance Company After an Accident?

What Should You NOT Say to the Insurance Company After an Accident?

Contacting your insurance company is one of the first things you should do after an accident, but it’s essential to know what you should and shouldn’t say. Insurance companies won’t always try to maximize your payout in the event of a car accident. To protect your claim, keep in mind the following phrases to avoid saying to your agent. “The accident was my fault.” Never admit fault when talking to your insurer, the other driver, or law enforcement, as these statements can be used against you. When tasked with describing the accident, do so without adding personal opinions

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What Insurance Coverage Should I Have with an Older Car?

What Insurance Coverage Should I Have with an Older Car?

Insurance coverage is a vital aspect of owning a car, but sadly, some people underestimate its importance. Most states require all vehicles to have automobile insurance, but with multiple options to choose from, how do you decide which is the best plan for your older car? The Law Most states require all vehicles to have some degree of motor vehicle insurance. In the state of Utah, all automobiles must have liability insurance during the registration period. Proof of insurance must be available upon request from a police officer. You can show proof of insurance via your phone or

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How Car Accidents Affect Your Insurance?

How Car Accidents Affect Your Insurance

Ideally, you would never get into a car accident; however, accidents do happen, which is why you’re required to have auto insurance in the first place. Fortunately, when an unexpected accident strikes, your insurer will guide you through the process, starting from your initial claim to settlement.  You may be familiar with the myth that insurance rates automatically go up after an accident. We’re here to discredit this myth in today’s blog.  Car Insurance Rates Don’t Always Increase Minor accidents, such as fender benders, don’t always translate into a rate increase, especially if you have a history of

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What Does Your Insurance Cover?

What Does Your Insurance Cover?

Insurance is a critical part of our lives. We purchase insurance to protect us in the event of an accident, disaster, or simple mistake. Insurance is meant to provide financial support and compensation when you encounter these unexpected, unwanted events. Everyone is required to have basic health and auto insurance. Most people have some type of insurance for their living situation, whether renter’s or homeowner’s insurance. You can also take out life insurance, insurance for boats, trampolines, possessions, and properties. You pay your premiums every month, and maybe you even know your deductible. But do you know exactly

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Utah's PIP Insurance

Understanding Utah’s PIP Car Insurance

Utah Personal Injury Protection Benefits A brief summary by Flickinger Boulton Robson Weeks (Not a thorough review of Utah PIP law; please contact your attorney with questions regarding your case.) Whether you were a driver, passenger, bicyclist, or pedestrian and were injured in a motor vehicle collision, you are entitled to personal injury protection benefits, or PIP. In Provo, UT, the personal injury attorneys of Flickinger Boulton Robson Weeks have the experience and skills necessary to help you collect the maximum amount of benefits. Utah is a “no-fault” state, meaning that payments for medical expenses, wage loss, and

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Social Security Disability Insurance: Denials and Appeals

Social Security Disability Insurance: Denials and Appeals

Most people who apply for Social Security Disability Insurance are denied on their first attempt. Some estimates suggest that up to 70 percent of applicants are initially denied benefits. Knowing this, you should not feel completely discouraged by the denial. The appeals process is around for a reason, and you should be prepared for what this process entails. The team at our Provo, UT law firm has helped clients without various types of lawsuits and legal issues. Below, we’ll briefly cover some reasons for denied Social Security Disability Insurance claims and offer a broad overview of the appeals

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Denied Car Insurance Claims: What You Can Do

Denied Car Insurance Claims: What You Can Do

After an auto accident has occurred, you can file an insurance claim in order to receive some coverage for vehicle damage and other property that has been harmed. In the case of injury accidents, your auto insurance may also help cover medical expenses associated with the crash. Keep in mind that the insurance money will not be able to cover everything. The insurance money is a major help, however, and it beats paying for everything out of your own pocket. Ideally, filing auto accident insurance claims should go smoothly, but there are times when insurance companies deny claims

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Health Insurance Bad Faith: Help for Patients and Consumers

Health Insurance Bad Faith: Help for Patients and Consumers

While you may have an insurance claim denied for legitimate reasons, this is not always the case. Sometimes you’ll have a legitimate claim denied for reasons that are arbitrary or unjust. This is an example of insurance bad faith. Our Provo, UT lawyers can help with these kinds of legal cases, appealing your insurance denial and taking the insurer to court if need be. Bad faith in medical coverage can be the most painful and tragic of cases. We relay on medical insurers to help us pay for crucial health procedures, some of which may literally mean the

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